Deposit and Loan Rates
Rates effective as of November 1, 2024
Share Account Rates
| Account Type | Minimum Balance | Rate | APY* |
|---|---|---|---|
| Regular Shares | $5.00 | 0.25% | 0.25% |
| Christmas Club | $0.00 | 0.25% | 0.25% |
| Summer Savings | $0.00 | 0.25% | 0.25% |
| Miscellaneous and Travel | $0.00 | 0.25% | 0.25% |
| IRA Shares | $5.00 | 0.25% | 0.25% |
| High Yield Savings | $0.01 - $2,499.99 | 0.25% | 0.25% |
| - | $2,500 - $9,999.99 | 1.30% | 1.31% |
| - | $10,000 - $24,999.99 | 1.40% | 1.41% |
| - | $25,000 - $49,999.99 | 1.60% | 1.61% |
| - | $50,000 - $99,999.99 | 2.60% | 2.63% |
| - | $100,000 - $199,999.99 | 2.70% | 2.73% |
| - | $200,000 - $1,000,000.00 | 2.90% | 2.93% |
| - | $1,000,000.01 and over | no dividend | no dividend |
*Annual Percentage Yield.
Rates and APY are subject to change without notice. Please contact the credit union for additional terms and conditions.
All accounts are insured up to $250,000 by the National Credit Union Administration, a U.S. Government Agency. IRA accounts are separately insured up to $250,000.
Loan Rates
| Account Type | Term | APR* |
|---|---|---|
| New Auto (model year '21 and newer) | up to 84 months | as low as 4.99%^ |
| Used Auto (model year '19 and '20)*** | up to 84 months | as low as 5.50%^ |
| Recreational Vehicle** | up to 180 months | as low as 6.50% |
| Personal / Unsecured | up to 60 months | as low as 7.99%^ |
| Home Equity Term Loan | up to 180 months | as low as 5.75% |
| Home Equity Line | up to 240 months | as low as 5.99% |
*Annual Percentage Rate
** Boats, Travel trailers, RVs, Snowmobiles, Dirt Bikes, ATVs, Tractors and Boats. Call the credit union for details.
*** For older model autos, please call the credit union for rates.
^ This rate includes a .25% discount for payroll deduction or direct deposit of a pension or Social Security.
The stated rates and terms are subject to change. Please call the credit union for your specific needs.